SINKHOLE FACTS AND INFORMATION:
Presented by:                                                                       
FLORIDA PUBLIC ADJUSTING
“Your Premier Sinkhole Public Adjusters”
NEW CLAIM, DENIAL OR REPAIR FAILURE, WE CAN ALMOST ALWAYS HELP.
31 YEARS OF FULL TIME EXPERIENCE
    Phone: 863-701-9799                    E-Mail:
FPA@FloridaPA.net

TAMPA***SPRING HILL***LAKELAND***BROOKSVILLE

Serving Florida Consumers Statewide
Proud members of the Florida Association of Public Insurance
Adjusters and the Florida Windstorm Conference



Home
What are Sinkholes
Red Flags
Who We Are
6 Ways We Can Help
Florida Sinkhole Laws
How Sinkholes Develop
Why Claims Are Denied
Contact Us




Sinkhole

 

Florida’s Premier Sinkhole Public Adjusters

“Making the odds even”


 

Beware of Grouting
We almost never recommend repairs of any kind, and especially not those that just call for grouting.  We have seen so many failures with new damages that occur afterwards that we are amazed some companies still try to force their insureds to attempt repairs.  One of our clients saw their house totaled after hearing loud cracking and snapping sounds due to a neighbor who grouted earlier that day.  We have heard of grout coming up in neighbors’ yards and in nearby bodies of water.  It is not unusual for grouting jobs to cause damages that are unrelated to the sinkhole.  We obtained over a million dollars for one client because of additional damages that the grouting caused, and that without an attorney. IF YOUR COMPANY MADE YOU GROUT, CALL US FOR A FREE INSPECTION TO DETERMINE IF IT WAS SUCCESSFUL.  YOU HAVE RIGHTS; RIGHTS THAT SOME COMPANIES INTENTIONALLY AND UNLAWFULLY CONCEAL FROM THEIR INSUREDS.

 
  Warning: Do You Have Real Coverage?
The new “catastrophic collapse” coverage that the Insurance Industry’s lobbyists falsely presented to the state legislature as a fair and inexpensive alternative to the then existing mandatory sinkhole coverage is as near to being illegal illusionary coverage than anything.  If you desire sinkhole coverage, pay extra for the real thing.  The absurd “catastrophic collapse” coverage can almost never be collected on, and the real sinkhole damages that occur in over 99% of those claims will not be covered without actual sinkhole coverage.
 
  Warning: Is Neutral Evaluation, Neutral
Floridians should beware of the process called “Neutral Evaluation” which has caused many consumers to drop valid sinkhole claims; again, a masterful accomplishment by the big money lobbyists. First, it is not at all “neutral.” Almost all the “judges,” who this law refer to as the “neutrals,” are paid significant money each year; some over a million dollars working for the insurance companies as their vendors. Can you imagine anything worse in a legal setting than having your judge on the actual payroll of your adversary? Consumers who are forced to participate in this process almost never win. HOWEVER, we have been extremely successful in helping to have almost every client who lost, still get paid. So if this is where you are at, do not give up.  Call Us.
 
 


Serving Florida Consumers Statewide
 

OUR FEES ARE REASONABLE AND YOU OWE NOTHING IF YOU DO NOT
OBTAIN A SETTLEMENT, NOT EVEN FOR EXPENSES WE MAY ADVANCE.


Florida’s Premier Sinkhole Public Adjusters


FREE INSPECTIONS
 

 
 

OPEN LETTER TO FLORIDA CONSUMERS

 

TIM ZEAK, PRESIDENT AND CEO of FLORIDA PUBLIC ADJUSTING, has over 30 years of public adjusting experience. We do not work for insurance companies, but only for the public…the property owners.  Obtaining any insurance settlement at fair value, especially on a sinkhole claim, can be a complex and difficult task.

The following recent results are proof positive that we are aggressive and dedicated to advancing the welfare of our clients. Our reputation is above reproach and that is why some people refer to us as “The A-Team” or as “Florida’s Premier Public Adjusters”

 

 

A FEW RECENT RESULTS FROM FLORIDA’S PREMIER PUBLIC ADJUSTERS

 

 

   

LOCATION

WHERE IT STARTED AT

WHERE IT FINISHED AT

     
Our client from Lakeland was paid
$350,000 and was told he had to
grout. The job was a complete
disaster.

 
He was paid $350,000 and told that
since he did not agree with the
company, he would have to go to
appraisal. We said absolutely no to
any sham appraisal demand.
 
We obtained a total settlement of
$1,600,00 which was double the
policy limits without an attorney
and without going through their
sham appraisal process.
 
     
Spring Hill
 
Company denied their claim.
 
We obtained a settlement
for $170,000.
     
Safety Harbor
 
Company denied their claim.
 
We obtained a settlement
for $358,000.
     
Hudson
 
Company denied their claim.
 
We obtained a settlement
for $318,500.
     
New Port Richey

 
Company offered $30,000. Company
said they would pay no more until
our client grouted.
We obtained a settlement for
$240,000 without an attorney and
without grouting.
     
Spring Hill
 
Company denied their claim.
 
We obtained a settlement
for $200,000.
     
Spring Hill
 
Company denied their claim.
 
We obtained a settlement
for $220,000.
     
Lakeland
 
Company denied their claim.
 
We obtained a settlement
for $405,000.
     
Largo

 
Offered $20,300; said no more
until client grouted.
 
Settled for $160,000 without having
to grout & we are now suing for
bad faith.
     
Brooksville








 
Our client was accused of filing the
claim late. After nearly a year the
company still had paid nothing and
was even refusing to test. Offered
nothing.




 
We obtained a partial advance of
almost $1,000,000 with the real
prospects of collecting 10 times
that amount in the near future.
Company is finally testing & has
agreed to honor the claim. A
potential lawsuit for bad faith after
everything is paid is a real
possibility. We have it all nicely
documented.
     
Deltona



 
Company offered $19,000 and said
all other damages were excluded.


 
We obtained a settlement for
over $300,000 and then obtained
another $400,000 of additional
money in bad faith after the
$300,000 was paid.
     
Port Charlotte
 
Company offered $120,000.
 
We obtained a final settlement
of just under $4,500,000.
     
Spring Hill

 
Company said there was not even
sinkhole coverage and denied
the claim.
We obtained a settlement
for $240,000.
 
     
Spring Hill
 
Company denied their claim.
 
We obtained a settlement
for $200,000.
     
Spring Hill
 
Company denied their claim.
 
We obtained a settlement
for $242,000.
     
New Port Richey
 
Company denied their claim.
 
We obtained a settlement
for $150,000.
     
Lake Wales










 
Company offered $150,000.










 
Company played hardball and
demanded that our client be forced
into the appraisal process. We
warned them that they were making
a mistake, and if they did not back
off, they were buying a lawsuit for
bad faith. They did not back off
(thank you) and we went to
appraisal and obtained an award
of $420,000, which the company
paid. We then filed suit for bad faith
and got an additional $300,000.
     
Jacksonville
 
Company denied their claim.
 
We obtained a settlement for
double the policy limits.
     
Lake Mary

 
Company denied their claim.

 
We obtained a settlement
for $460,000. This was more than
double their policy limits.
     

While we try to get along with companies and resolve any dispute on a professional and cordial basis, our motto is,
"Pay us nice, or pay us twice."  We take our responsibility to our clients very seriously, and if they are not treated right, we want them to be compensated for the abuse and mistreatment they sustained.  We are not intimidated by these big money companies or their high-powered law firms.  We know if we do the right things and document the issues appropriately, we almost always will be conducting negotiations from a position of strength.  Not one of the above cases needed a trial.  Far less than 1% of our claims ever do.  That may be unprecedented.  31 years of experience and hard work almost always pays off.


This website published by Tim Zeak, CEO (Florida License #E003901)

 
  © 2010 Florida Public Adjusting. All rights reserved.  Website Design By Lakeland Web