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SINKHOLE FACTS AND INFORMATION:
Presented by:
FLORIDA PUBLIC ADJUSTING
“Your Premier Sinkhole Public
Adjusters”
NEW CLAIM, DENIAL OR REPAIR FAILURE, WE
CAN ALMOST ALWAYS HELP.
31 YEARS OF FULL TIME EXPERIENCE
Phone: 863-701-9799
E-Mail:
FPA@FloridaPA.net
TAMPA***SPRING HILL***LAKELAND***BROOKSVILLE
Serving Florida Consumers
Statewide
Proud members of the
Florida Association of Public Insurance
Adjusters and the Florida Windstorm Conference
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Florida’s Premier
Sinkhole Public Adjusters
“Making the odds even”
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Beware of
Grouting
We almost
never recommend repairs of any kind, and especially not those
that just call for grouting. We have seen so many failures
with new damages that occur afterwards that we are amazed some
companies still try to force their insureds to attempt repairs.
One of our clients saw their house totaled after hearing loud
cracking and snapping sounds due to a neighbor who grouted
earlier that day. We have heard of grout coming up in
neighbors’ yards and in nearby bodies of water. It is not
unusual for grouting jobs to cause damages that are unrelated to
the sinkhole. We obtained over a million dollars for one
client because of additional damages that the grouting caused,
and that without an attorney.
IF YOUR COMPANY MADE YOU GROUT,
CALL US FOR A FREE INSPECTION TO DETERMINE IF IT WAS SUCCESSFUL.
YOU HAVE RIGHTS; RIGHTS THAT SOME COMPANIES INTENTIONALLY AND
UNLAWFULLY CONCEAL FROM THEIR INSUREDS. |
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Warning: Do You Have Real
Coverage?
The new
“catastrophic collapse” coverage that the Insurance Industry’s
lobbyists falsely presented to the state legislature as a fair
and inexpensive alternative to the then existing mandatory
sinkhole coverage is as near to being illegal illusionary
coverage than anything. If you desire sinkhole coverage,
pay extra for the real thing. The absurd “catastrophic
collapse” coverage can almost never be collected on, and the
real sinkhole damages that occur in over 99% of those claims
will not be covered without actual sinkhole coverage. |
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Warning: Is Neutral
Evaluation, Neutral
Floridians should beware
of the process called “Neutral Evaluation” which has caused many
consumers to drop valid sinkhole claims; again, a masterful
accomplishment by the big money lobbyists. First, it is not at
all “neutral.” Almost all the “judges,” who this law refer to as
the “neutrals,” are paid significant money each year; some over
a million dollars working for the insurance companies as their
vendors. Can you imagine anything worse in a legal setting than
having your judge on the actual payroll of your adversary? Consumers who are forced to participate in
this process almost never win.
HOWEVER, we have been
extremely successful in helping to have almost every client who
lost, still get paid. So if this is where you are at, do not
give up. Call Us. |
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Serving Florida Consumers Statewide
OUR FEES ARE REASONABLE AND YOU OWE
NOTHING IF YOU DO NOT
OBTAIN A SETTLEMENT, NOT EVEN FOR EXPENSES WE MAY ADVANCE.
Florida’s Premier Sinkhole Public Adjusters
FREE INSPECTIONS
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OPEN LETTER TO FLORIDA CONSUMERS
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TIM ZEAK, PRESIDENT AND CEO
of FLORIDA PUBLIC ADJUSTING, has over 30 years of public
adjusting experience. We do not work for insurance companies,
but only for the public…the property owners. Obtaining any
insurance settlement at fair value, especially on a sinkhole
claim, can be a complex and difficult task.
The following recent results are proof positive that we are
aggressive and dedicated to advancing the welfare of our
clients. Our reputation is above reproach and that is why some
people refer to us as “The A-Team” or as “Florida’s
Premier Public Adjusters”
A FEW RECENT
RESULTS FROM FLORIDA’S PREMIER PUBLIC ADJUSTERS |
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LOCATION |
WHERE IT STARTED AT |
WHERE IT FINISHED AT |
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Our client from Lakeland
was paid
$350,000 and was told he had to
grout. The job was a complete
disaster.
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He was paid $350,000 and
told that
since he did not agree with the
company, he would have to go to
appraisal. We said absolutely no to
any sham appraisal demand.
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We obtained a total
settlement of
$1,600,00 which was double the
policy limits without an attorney
and without going through their
sham appraisal process.
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Spring Hill
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Company denied their
claim.
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We obtained a settlement
for $170,000. |
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Safety Harbor
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Company denied their
claim.
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We obtained a settlement
for $358,000. |
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Hudson
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Company denied their
claim.
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We obtained a settlement
for $318,500. |
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New Port Richey
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Company offered $30,000.
Company
said they would pay no more until
our client grouted. |
We obtained a settlement
for
$240,000 without an attorney and
without grouting. |
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Spring Hill
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Company denied their
claim.
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We obtained a settlement
for $200,000. |
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Spring Hill
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Company denied their
claim.
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We obtained a settlement
for $220,000. |
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Lakeland
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Company denied their
claim.
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We obtained a settlement
for $405,000. |
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Largo
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Offered $20,300; said no
more
until client grouted.
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Settled for $160,000
without having
to grout & we are now suing for
bad faith. |
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Brooksville
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Our client was accused of
filing the
claim late. After nearly a year the
company still had paid nothing and
was even refusing to test. Offered
nothing.
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We obtained a partial
advance of
almost $1,000,000 with the real
prospects of collecting 10 times
that amount in the near future.
Company is finally testing & has
agreed to honor the claim. A
potential lawsuit for bad faith after
everything is paid is a real
possibility. We have it all nicely
documented. |
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Deltona
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Company offered $19,000
and said
all other damages were excluded.
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We obtained a settlement
for
over $300,000 and then obtained
another $400,000 of additional
money in bad faith after the
$300,000 was paid. |
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Port Charlotte
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Company offered $120,000.
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We obtained a final
settlement
of just under $4,500,000. |
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Spring Hill
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Company said there was not
even
sinkhole coverage and denied
the claim. |
We obtained a settlement
for $240,000.
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Spring Hill
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Company denied their
claim.
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We obtained a settlement
for $200,000. |
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Spring Hill
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Company denied their
claim.
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We obtained a settlement
for $242,000. |
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New Port Richey
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Company denied their
claim.
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We obtained a settlement
for $150,000. |
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Lake Wales
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Company offered $150,000.
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Company played hardball
and
demanded that our client be forced
into the appraisal process. We
warned them that they were making
a mistake, and if they did not back
off, they were buying a lawsuit for
bad faith. They did not back off
(thank you) and we went to
appraisal and obtained an award
of $420,000, which the company
paid. We then filed suit for bad faith
and got an additional $300,000. |
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Jacksonville
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Company denied their
claim.
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We obtained a settlement
for
double the policy limits. |
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Lake Mary
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Company denied their
claim.
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We obtained a settlement
for $460,000. This was more than
double their policy limits. |
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While we try to get along with companies and resolve any dispute
on a professional and cordial basis, our motto is,
"Pay us nice, or pay us twice." We take our
responsibility to our clients very seriously, and if they are
not treated right, we want them to be compensated for the abuse
and mistreatment they sustained. We are not intimidated by
these big money companies or their high-powered law firms. We
know if we do the right things and document the issues
appropriately, we almost always will be conducting negotiations
from a position of strength. Not one of the above cases needed
a trial. Far less than 1% of our claims ever do. That may
be unprecedented. 31 years of experience and hard work almost
always pays off. |
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This website published by Tim Zeak, CEO (Florida License
#E003901)
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